Community Reinvestment Act (CRA)

The Community Reinvestment Act (CRA), enacted in 1977, requires the Federal Reserve and other federal banking regulators to encourage financial institutions to help meet the credit needs of the communities in which they do business, including low- and moderate-income (LMI) neighborhoods.

In accordance with the Community Reinvestment Act (CRA) regulation, Ozarks Federal Savings and Loan Association maintains and makes available for public inspection a complete copy of its CRA Public File, current as of April 1st each year.

The CRA Public File can also be obtained in hard copy form. If you would like to receive a hard copy of this file, please email customerservice@ozarksfederal.com or send a written request to:

Ozarks Federal Savings and Loan Assoc.
Attn: CRA Officer
2 East Columbia Street
Farmington, MO 63640

In the request, please include your first and last name, mailing address, and a contact number.

Ozarks Federal has served our local communities and the surrounding areas unfailingly since 1930.