Checking Accounts

Ozarks Federal has an account for everyone. Choose the one that is perfect for you.

Checking

If you want to open a checking account or savings account, we have a variety of options to fit your personal needs. The perfect account is right around the corner – scroll down to learn about how we can help you move, manage, and maximize your money.

See our comparison chart.

Classic Now

Minimum Opening Deposit $50
Average Daily Balance to Avoid Service Charge $500
Monthly Service Charge $7.50
Paper Statements with Check Images $5

a person holding a tablet with a bank account on it.

Benefits:

  • Unlimited Check Writing
  • Debit/ATM Card
  • Free Checks
  • Interest Bearing Account
  • eStatements with Check Images
  • FREE Internet Banking
  • FREE Online Bill Pay
  • Mobiliti

Premier 50 NOW

a woman hugging a man who is wearing a red shirt.

Benefits:

  • Unlimited Check Writing
  • Debit/ATM Card
  • Free Checks (One box at opening)
  • Interest Bearing Account
  • No Average Daily Balance to Avoid Service Charge
  • No Monthly Service Charge
  • eStatements with Check Images
  • FREE Internet Banking
  • FREE Online Bill Pay
  • Mobiliti

Checking 101

Minimum Opening Deposit $25
Paper Statements with Check Images $5
Available to Students 16-26 years of age

 

a group of people standing next to each other.
  • Unlimited Check Writing
  • Debit/ATM Card
  • Free Checks
  • No Average Daily Balance to Avoid Service Charge
  • No Monthly Service Charge
  • eStatements with Check Images
  • FREE Internet Banking
  • FREE Online Bill Pay
  • Mobiliti

Everyday Checking

Minimum Opening Deposit $50
Paper Statements with Check Images $5

a person holding a tablet with a bank account on it.
  • Unlimited Check Writing
  • Debit/ATM Card
  • Free Checks
  • No Average Daily Balance to Avoid Service Charge
  • No Monthly Service Charge
  • eStatements with Check Images
  • FREE Internet Banking
  • FREE Online Bill Pay
  • Mobiliti

Organizational NOW

Minimum Opening Deposit $100
Average Daily Balance to Avoid Service Charge $500
Paper Statements with Check Images $5

a woman sitting at a table with a tablet.
  • Unlimited Check Writing
  • Debit/ATM Card
  • No Monthly Service Charge
  • eStatements with Check Images
  • FREE Internet Banking
  • FREE Online Bill Pay
  • Mobiliti

Small Business

Minimum Opening Deposit $100
Average Daily Balance to Avoid Service Charge $1000
Monthly Service Charge $10
Paper Statements with Check Images $5
Sole Proprietorships, Partnerships, Limited Liability Companies, Corporations

a man sitting in front of a laptop computer holding a cell phone.

Benefits

  • Unlimited Check Writing
  • Debit/ATM Card
  • eStatements with Check Images

Money Market

Minimum Opening Deposit $500
Average Daily Balance to Avoid Service Charge $500
Monthly Service Charge $7.50
Paper Statements with Check Images $5

a laptop computer sitting on top of a table.

Benefits:

  • eStatements with Check Images
  • FREE Internet Banking
  • FREE Online Bill Pay
  • Mobiliti

a group of people sitting at a table working on laptops.

For wiring instructions, call an Account Specialist at
(866) 546-7408.

a person writing on a piece of paper with a pen.

a man sitting at a table holding a smart phone.

Contactless Instant Issue Debit Cards are available.

a close up of a person holding a cell phone.

Report lost or stolen card after hours by calling (800) 472-3272.
During regular business hours, please call (866) 546-7408.